What is ZIP?

Zip gives you the freedom to buy the things you love today. No fuss, no wait, no worries.

How ZIP works.

Nothing to pay today
Nothing to pay today

We pay the store , you get the goods, or the store sends the goods

Interest free with Zip Pay
Interest free with Zip Pay

Interest free terms available with Zip Money*

Interest free with Zip Pay
Flexible repayments

Pay us back how you like – weekly, fortnightly or monthly

Reusable account
Reusable account

A reusable account with a limit that suits your needs

Whatever you want from Primary Dental,
there’s a Zip for that.

Your everyday spending account

Under $1000

  • Account limits: Up to $1,000
  • Interest: Interest free, always
  • Minimum repayments: From $40/month
  • Establishment Fee: $0
  • Monthly account fees :$7.95/month (waived if your statement balance is zero)

Your everyday spending account

Over $1000

  • Account limits: From $1,000
  • Interest free period: Up to 18 months interest free*
  • Minimum repayments: From $40/month or 3% of the outstanding balance (whichever is greater)*
  • Establishment Fee: A one-off establishment fee may apply. See here for details
  • Monthly account fees: $6.00/month (waived if nothing owing)

How can I use Zip at Primary Dental?

Nothing to pay today
Want it.

Choose the items you love.

Nothing to pay today
Zip it.

Select Zip at the checkout.

Nothing to pay today
Own it.

Set your repayments and enjoy your purchase.

  • A valid email address and mobile number.
  • Be at least 18 years old.
  • Be an Australian Citizen or Permanent Resident
  • Have a good credit history.
  • Read more about what you need to apply for Zip Pay and Zip Money

  • Choose the account that’s right for you.
  • Sign up and get a decision in minutes.
  • Select Zip at checkout.
  • Log into your account to set up your repayment schedule to suit your lifestyle.
  • Reuse your account anywhere you see the Zip logo.

  • Zip Pay purchases are interest free, always.
  • For Zip Money, when the interest free period expires, the annual standard percentage of 19.9% applies.
  • Pay your statement closing balance, in full, by the due date and we’ll waive the $7.95 monthly Zip Pay fee. The $7.95 monthly account fee for Zip Money is waived if you have nothing owing.
  • If there’s nothing owing on your account, there’s nothing to pay and no fees.

  • Choose from weekly, fortnightly or monthly payments to suit your lifestyle
  • Repayments start from $40 a month and are based on your account’s credit limit.*

  • If your item meets Primary Dental’s returns policy, the purchase amount will be credited back to your Zip account.